Medical billing is wrought with errors and overcharges. Here's how to avoid overpaying.

The next time you receive a medical bill, read it carefully. It's not uncommon to be charged for services you didn't receive. Because they're usually unexpected, medical bills can force otherwise financially savvy consumers into collections and cause long-term credit woes. In the worst-case scenario, medical debt can cause bankruptcy. In fact, medical debt is the leading cause of bankruptcy, and as such, can be a source of shame for those affected by events largely out of their control - until now. Here's what to ask to help avoid the road to ruin, paved by medical bills.

Read more...